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in traditional finance, the yield curve is one of the most important signals in the entire system @TermMaxFi it shows how interest rates change over time.short term loansmedium term loanslong term loanseach has a different rate based on risk and time.in most defi lending protocols today, this concept barely exists.there is usually one variable rate that constantly moves based on pool utilization.so a one day loan and a six month loan are effectively priced the same way.that is a huge limitation.
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